Loading
VizaFree Tool · VizaHunt
Travel Insurance
Cost Estimator
Get a rough estimate of travel insurance costs based on your destination, trip length, age, and coverage level. Compare tiers and understand what's covered.
8
Regions covered
3
Coverage tiers
Instant
Estimate
Free
No signup
Estimates only — these figures are approximate ranges based on typical market rates. Actual premiums from insurers will vary based on your age, health history, travel dates, and exact policy terms. Always get a real quote before purchasing any policy.
Departure
Return
1
Select trip dates
Fill in the form and click Estimate Cost to see results.
Understanding Travel Insurance Costs
Why does age affect the price so much?
Older travelers are statistically more likely to need medical care abroad. Insurers adjust premiums based on actuarial risk — someone over 60 may pay 2–3× more than someone under 30 for identical coverage.
Why is the USA / Canada region so expensive?
Healthcare costs in the US and Canada are among the highest in the world. A single emergency room visit can cost $5,000–$30,000. Insurers price this risk directly into premiums.
What is trip cancellation cover?
Trip cancellation cover reimburses you for pre-paid, non-refundable costs (flights, hotels) if you have to cancel due to covered reasons such as illness, family emergency, or natural disaster.
Is travel insurance mandatory for a Schengen visa?
Yes. Schengen visa applicants must show proof of travel insurance with a minimum of €30,000 medical coverage valid across all Schengen member states for the entire duration of the trip.
Do these estimates include pre-existing conditions?
No. Standard policies typically exclude pre-existing conditions unless you purchase a specific add-on. The Premium tier note about pre-existing conditions means some plans offer limited cover — always read the policy wording carefully.
How accurate are these estimates?
These figures are ballpark estimates based on typical market rates. Actual quotes depend on your insurer, exact destination, departure date, health history, and the specific policy you choose. Treat this tool as a starting point, not a final price.